# Bank of America (with Drive-thru ATM), La Jolla: a bank in La Jolla (2026 guide) Source: Local AI Registry, https://localairegistry.com/biz/ca/la-jolla/bank-of-america-with-drive-thru-atm-la-jolla-ca. Free to reuse with a link back. By Steve Lee, founder and CEO of Local AI Registry. Fact-checked against 2 sources. Updated 2026-08-19. Owner review: not yet. Canonical: https://localairegistry.com/biz/ca/la-jolla/bank-of-america-with-drive-thru-atm-la-jolla-ca ## Photos - ![Photo 1](https://localairegistry.com/api/photo?src=https%3A%2F%2Fseoaesthetic-assets.sfo3.cdn.digitaloceanspaces.com%2Fphotos%2Fcmszhvp47019myetis8ap0hmp%2F0.jpg) - ![Photo 2](https://localairegistry.com/api/photo?src=https%3A%2F%2Fseoaesthetic-assets.sfo3.cdn.digitaloceanspaces.com%2Fphotos%2Fcmszhvp47019myetis8ap0hmp%2F1.jpg) - ![Photo 3](https://localairegistry.com/api/photo?src=https%3A%2F%2Fseoaesthetic-assets.sfo3.cdn.digitaloceanspaces.com%2Fphotos%2Fcmszhvp47019myetis8ap0hmp%2F2.jpg) - ![Photo 4](https://localairegistry.com/api/photo?src=https%3A%2F%2Fseoaesthetic-assets.sfo3.cdn.digitaloceanspaces.com%2Fphotos%2Fcmszhvp47019myetis8ap0hmp%2F3.jpg) - ![Photo 5](https://localairegistry.com/api/photo?src=https%3A%2F%2Fseoaesthetic-assets.sfo3.cdn.digitaloceanspaces.com%2Fphotos%2Fcmszhvp47019myetis8ap0hmp%2F4.jpg) ## In short Bank of America (with Drive-thru ATM) is a bank in La Jolla, CA. Its AI Score is 47 of 100, which is fair. Every fact on this page carries one of three marks: Confirmed (from their website, Google Business Profile, review sites, licensing boards, or measured by Local AI Registry), Visitor submitted (added by a person, with a date and how they know), or AI guess (what AI engines like Gemini and ChatGPT are saying, not confirmed by anyone). Every mark points to a reference at the end of this page. ## Key facts | Fact | Value | | --- | --- | | Type | Bank | | Address | 8813 Villa La Jolla Dr, La Jolla, CA 92037, USA | | Hours | Mon to Fri 9 AM to 5 PM · Sat 9 AM to 4 PM · Closed Sun | | Phone | (858) 552-4055 | | Owner | Nothing found | | Rating | 3.1 across 81 reviews on Google | | Known for | Bank of America in La Jolla is best known for its extensive network of locations and clear communication regarding hours of operation, making it a go-to choice for customers seeking convenient banking access. | | Prices | Nothing found | | Quietest time | Nothing found | | Parking | Nothing found | | Last verified | September 19, 2026, 12:16 AM | ## All the details Every row is something the owner can add or correct. Each one is marked Confirmed, Visitor submitted or AI guess, with where it came from. | Group | Fact | Value | Mark | Evidence | | --- | --- | --- | --- | --- | | Location info | Address | 8813 Villa La Jolla Dr, La Jolla, CA 92037, USA | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Location info | Description | Bank of America is proud to serve La Jolla, CA. Wherever you are in your financial life, we're here for you with personalized financial guidance from a team of experienced professionals all working together in one convenient location. | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Location info | Hours | Mon to Fri 9:00 AM to 5:00 PM · Sat 9:00 AM to 4:00 PM · Sun Closed | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Location info | Name | Bank of America (with Drive-thru ATM) | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Location info | Phone | (858) 552-4055 | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Hours | Monday | 9:00 AM to 5:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Hours | Tuesday | 9:00 AM to 5:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Hours | Wednesday | 9:00 AM to 5:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Hours | Thursday | 9:00 AM to 5:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Hours | Friday | 9:00 AM to 5:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Hours | Saturday | 9:00 AM to 4:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Hours | Sunday | Closed | Confirmed | Google Business Profile, checked Aug 18, 2026 | | Services | Service | Drive-thru ATM | AI guess | Nothing found | | Services | Service | Financial guidance | AI guess | Nothing found | | Services | Service | Personal banking | AI guess | Nothing found | | Links | Facebook | https://facebook.com/bankofamerica | AI guess | Our record | | Links | Instagram | https://instagram.com/bankofamerica | AI guess | Our record | | Links | Website | https://locators.bankofamerica.com/ca/lajolla/financial-centers-la-jolla-10775.html?utm_source=GMBlisting&utm_medium=organic | Confirmed | Google Business Profile, checked Aug 18, 2026 | ## Services and prices Services not read yet, back on Scan Day. ### Known for Bank of America in La Jolla is best known for its extensive network of locations and clear communication regarding hours of operation, making it a go-to choice for customers seeking convenient banking access. ## The team Nothing found ## Visiting Bank of America Address: 8813 Villa La Jolla Dr, La Jolla, CA 92037, USA. Phone: (858) 552-4055. Hours: Mon to Fri 9 AM to 5 PM · Sat 9 AM to 4 PM · Closed Sun. (Confirmed, Google Business Profile, checked August 18, 2026 at 7:51 PM.) ### Location info from Google Business Profile Business description, written by Bank of America on its Google Business Profile: "Bank of America is proud to serve La Jolla, CA. Wherever you are in your financial life, we're here for you with personalized financial guidance from a team of experienced professionals all working together in one convenient location." ### When to go Busy times not read yet, back on Scan Day. ### Parking and getting in Nothing found ### Nearby | Place | Type | Distance | | --- | --- | --- | | Nobel Dr & La Jolla Village Square Drwy | Bus stop | 1 min walk | | Nobel Dr & La Jolla Village Square Drwy | Bus stop | 1 min walk | | Chick-fil-A | Fast food restaurant | 1 min walk | | TOUS les JOURS Bakery Café - La Jolla | Bakery | 2 min walk | | Rubio's Coastal Grill | Mexican restaurant | 2 min walk | | Mendocino Farms | Sandwich shop | 2 min walk | ## Reputation 3.1 average across 81 reviews: Google 25. (Confirmed, read August 18, 2026.) This branch is marked by a mix of helpful employees and significant service delays, leading to a frustrating experience for many customers. (AI guess, from 81 reviews.) ### What people like - Convenient drive-thru ATM ### What people do not like - Long wait times for service - Unresponsive management - Rude staff attitudes ### Press No press story about Bank of America found yet. ### Awards None named yet. ### Directories Directory listings not read yet. ## Recent updates from Bank of America Bank of America hasn't posted an update here yet. ## Questions people ask ### is there parking at Bank of America or is it street only? No answer yet ### anything I should sort out before a first meeting at Bank of America? No answer yet ### reviews all look glowing, what are the real complaints? No answer yet ### planning a Sunday visit, is that a wasted trip No answer yet ### lunch near Villa La, what is good No answer yet ### genuinely, what is good about this one No answer yet ### membership, worth it or not No answer yet ### services at Bank of America, what do people go in for? No answer yet ### Do they post anywhere? No answer yet ### Booking here, how does it work? No answer yet ### same day meetings, does that ever happen here No answer yet ### prices round here, anyone got a number No answer yet ### Finance options, anyone used them? No answer yet ### Are the hours on Google right for Bank of America in La Jolla? No answer yet ### what does this firm actually get right? No answer yet ### best bank in La Jolla No answer yet ### picking between the two, is U.S. Bank the safer bet? No answer yet ## What AI gets wrong about Bank of America We ask Gemini and ChatGPT about Bank of America. These are the answers that disagree with the record. ChatGPT and Gemini, read by Local AI Registry on Aug 18, 2026. No capture has disagreed with the record yet. ## The AI Score: 47 of 100 The AI Score measures how likely AI engines are to recommend a business, and how accurately. La Jolla banks run 24 to 62. Fair starts at 45, good at 65. Bank of America scores 47, above the La Jolla average of 39. The same method scores every business on the registry. | Signal | Weight | Score | What it measures | Bank of America | | --- | --- | --- | --- | --- | | Retrieval grounding | 26 | 75 | Whether you appear in the ranked results AI retrieves and cites: AI-Overview citations, organic top-10 for your money queries, and the Bing index ChatGPT leans on. | Good | | Off-property attestation | 20 | 40 | Volume and consistency of what others say about you: YouTube mentions, branded web mentions, third-party “best-of” lists. The cause of retrievability. | Poor | | AI visibility | 14 | 0 | Whether ChatGPT, Gemini, Perplexity, and AI Overviews name you, and whether they name you for the right service. | Named in 0 of 1 answer that recommended anyone. 1 more named nobody, which is not a loss and is not scored. | | Reviews & response | 12 | 61 | The star average is only one input. We also read volume, velocity, the specificity of review language, and response cadence. Specific reviews are what AI quotes verbatim. | Fair | | Backlink & citation authority | 8 | 65 | Domain authority and editorial quality of the sources that attest to you. | Good | | Google Business Profile | 8 | 90 | Required and recommended fields; update cadence. The listing AI pulls from first. | Good | | Speed & mobile | 7 | 58 | Core Web Vitals at the 75th percentile, on a real phone. | Fair | | Content freshness & schema | 5 | 77 | Crawl recency, intent alignment, valid JSON-LD, canonicals. | Good | Full method: https://localairegistry.com/methodology ## How AI decides what to tell you about a bank When you ask ChatGPT, Gemini or Google about a local business, the AI doesn't visit it. It reads what's already written about it: the business's website, its Google Business Profile, review sites, news stories and directories like this one. Then it repeats what those sources agree on. That's why AI gets small facts wrong. If Yelp says a place is open Mondays and the website says it isn't, the AI has to pick one. The table above shows the answers that disagree with the record today. The more sources agree, and the more specific they are, the more confidently AI recommends a business. A review that names who helped and what they did tells an AI far more than one that says "great place." ## How to choose a bank in California, with or without AI A few checks take ten minutes and tell you more than any rating. - Check that the hours and phone number match on Google, Yelp and the business's own website. Mismatches are how people end up at a locked door. - Read reviews that name a person and what they did. Vague praise is easy to fake. - Look for recent reviews and recent posts. A page nobody has touched in a year may not match the business today. - Ask for the price before you go, and ask what it includes. - Where the work needs a license, ask whose license it is and look it up with California. ## How to read the marks on this page - Confirmed (solid circle): from a known source. The business website, its Google Business Profile, review sites like Yelp, Healthgrades and RealSelf, a licensing board, or measured by Local AI Registry. - Visitor submitted (hollow circle): added or corrected by a person, with the date and how they know, like a phone call or a visit. - AI guess (hollow triangle): what AI engines are saying right now. Nobody has confirmed it. ## About the author Steve Lee is the founder and CEO of Local AI Registry and sets its editorial standards. He is a former Google executive in Search and a former Microsoft executive, with more than 20 years in digital: search, local discovery, and how people find businesses online. He is based in Irvine. - Expertise: search at Google and Microsoft, AI search, answer engine optimization, generative engine optimization, local SEO, structured data and entity mapping. - Industry: medical aesthetics, injectables, med spa operations and marketing. - Disclosure: Local AI Registry sells services to business owners, including Bank of America if it claims this page. That does not change what this page says. Every fact carries its source. ## Entity map Every person, place, organization and treatment named on this page, with a stable ID and a public reference. The JSON-LD below connects them to each other. | Entity | Type | ID on this page | Same as | Relationship to Bank of America | | --- | --- | --- | --- | --- | | Bank of America (with Drive-thru ATM) | LocalBusiness | #business | https://locators.bankofamerica.com/ca/lajolla/financial-centers-la-jolla-10775.html?utm_source=GMBlisting&utm_medium=organic | Subject of this page | | La Jolla, California | City | #city | Nothing found | City Bank of America is in | | Local AI Registry | Organization | #publisher | https://localairegistry.com | Publisher of this page | | Steve Lee | Person | #author | https://localairegistry.com/team | Author of this page | ## Topical map Where this page sits in the registry. It's one profile among the banks in La Jolla, linked to the lists and towns around it. ### Lists - Best banks in La Jolla: https://localairegistry.com/leaderboards/ca/la-jolla/bank - Best businesses in La Jolla: https://localairegistry.com/leaderboards/ca/la-jolla ### Nearby - /los-angeles: https://localairegistry.com/leaderboards/ca/los-angeles - /san-francisco: https://localairegistry.com/leaderboards/ca/san-francisco - /san-jose: https://localairegistry.com/leaderboards/ca/san-jose - /san-diego: https://localairegistry.com/leaderboards/ca/san-diego - /irvine: https://localairegistry.com/leaderboards/ca/irvine - /fresno: https://localairegistry.com/leaderboards/ca/fresno ### Every list - Every leaderboard in California: https://localairegistry.com/leaderboards/ca ## Frequently asked questions ### What is AI search optimization for local business? Getting a business named when a neighbor asks ChatGPT, Gemini, or Perplexity for a recommendation. Some call it AI SEO, some call it generative engine optimization. Traditional SEO fights for ten blue links; this fights for the one answer an assistant says out loud. The AI Score on this page measures the eight signals that drive it. ### What is Local AI Registry? The public record of how AI sees local business. We score every business we list by one published method, we keep the questions people ask about it in one place, and we never sell rank. Looking up any business here is free. ### How does this page help a business get recommended by AI? Assistants read public pages before they answer. This one states what the business does, what people ask about it, and what the Record answers, in one place a machine can read. Correcting what is wrong here changes what an assistant repeats next. ### Who writes the answers here? Registry AI writes the first answer under every question, from the Record and the public sources named beneath it. Neighbors write the rest under pseudonyms. A registered owner can reply as the business, and their reply says so. ### I own Bank of America (with Drive-thru ATM). How do I fix something or rank higher? Register the page. It is free, it takes about five minutes, and it lets you correct the Record and reply as the business. Nothing on this page is for sale, so the only thing that moves the score is the work. ## References ### Sources cited - [1] Google Business Profile, https://www.google.com/maps/place/?q=place_id:ChIJuyLdds0G3IARW9h8coD8d74 (accessed Aug 18, 2026) - [2] AI engine output: ChatGPT and Gemini, read by Local AI Registry on Aug 18, 2026, https://localairegistry.com/methodology (accessed Sep 19, 2026)