local ai registry · agent view · /biz/ca/san-diego/california-coast-credit-union-university-city-branch-san-diego-ca

# California Coast Credit Union - University City Branch

Credit Union — San Diego, California. Registry entry: https://localairegistry.com/biz/ca/san-diego/california-coast-credit-union-university-city-branch-san-diego-ca

**AI Score: 56/100** (Fair, verified August 19, 2026) — methodology: https://localairegistry.com/methodology

## What AI assistants say (named by 1 of 2)

### ChatGPT — not named
Asked: "best credit union in San Diego" (checked August 19, 2026)
> ChatGPT answered with other businesses; California Coast Credit Union - University City Branch was not mentioned.

### Perplexity: no answer on record
We have no answer from Perplexity to show.

### Gemini — named
Asked: "best credit union in San Diego" (checked August 19, 2026)
> looking for, as different institutions excel in different areas. To help you narrow it down, consider these top contenders and their strengths: **Generally Highly-Rated & Popular:** * **California Coast Credit Union (Cal Coast):** * **Pros:** Very large,…

## Known for

California Coast Credit Union - University City Branch excels in providing competitive home and auto loan rates, alongside transparent closing fee structures. Their mortgage offerings are particularly noteworthy for local residents.

- 5/1 ARM Rates Today
- Cali Loan Options

## What reviews say

> Customers describe a mixed experience at California Coast Credit Union's University City Branch, with some praising the quick and friendly service from staff like Valerie and Regina. However, others express frustration over long wait times and poor customer service, particularly during the pandemic.

Consistently praised:
- Quick service from Valerie
- Helpful assistance from Regina
- Clean banking space

Recurring complaints:
- Long hold times for customer service
- Requires excessive personal information to open accounts
- Closed without notice on holidays

Bottom line: While some staff provide excellent service, recurring complaints about customer support and wait times overshadow the positive experiences.

## Score breakdown

| Signal | Weight | Score /100 |
| --- | --- | --- |
| Retrieval grounding | 26% | 75 |
| Off-property attestation | 20% | 41 |
| AI visibility | 14% | 50 |
| Reviews & response | 12% | 57 |
| Backlink & citation authority | 8% | 62 |
| Google Business Profile | 8% | 79 |
| Speed & mobile | 7% | 29 |
| Content freshness & schema | 5% | 81 |

## Others on record in San Diego

- California Coast Credit Union Clairemont Branch — AI Score 51
- SDCCU Mira Mesa Branch — AI Score 49
- Mission Fed Credit Union — AI Score 49
- Mission Fed Credit Union — AI Score 48

California Coast Credit Union - University City Branch ranks 1 of 11 in its category here.

## Facts

- Address: 3202 Governor Dr Ste 102, San Diego, CA 92122, USA
- Phone: (877) 495-1600
- Website: calcoastcu.org
- Hours Mon: 9:00 AM – 5:00 PM
- Hours Tue: 9:00 AM – 5:00 PM
- Hours Wed: 9:00 AM – 5:00 PM
- Hours Thu: 9:00 AM – 5:00 PM
- Hours Fri: 9:00 AM – 6:00 PM
- Hours Sat: 9:00 AM – 2:00 PM
- Hours Sun: Closed

## Questions

### What are the operating hours for California Coast Credit Union - University City Branch?
The business operates Monday to Friday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. The branch is closed on Sundays.

### Does California Coast Credit Union - University City Branch require reservations?
The business does not require reservations for visits.

### What is California Coast Credit Union - University City Branch known for?
The business is known for its friendly and helpful staff, with many customers praising the quick and efficient service provided by associates.

### Is there parking available at California Coast Credit Union - University City Branch?
Yes, the business is located in a shopping center that offers parking for its customers.

### What special features does California Coast Credit Union - University City Branch offer?
The business is noted for its clean banking space and relatively short wait times compared to other branches, although some customers have expressed concerns about customer service quality.

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Source: Local AI Registry (https://localairegistry.com). The registry re-checks every entry.
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