# Chase Bank, San Diego: a bank in San Diego (2026 guide)

Source: Local AI Registry, https://localairegistry.com/biz/ca/san-diego/chase-bank-san-diego-ca. Free to reuse with a link back.

By Steve Lee, founder and CEO of Local AI Registry. Fact-checked against 16 sources. Updated 2026-10-22. Owner review: not yet.

Canonical: https://localairegistry.com/biz/ca/san-diego/chase-bank-san-diego-ca

## Photos

- ![Photo 1](https://localairegistry.com/api/photo?src=https%3A%2F%2Fseoaesthetic-assets.sfo3.cdn.digitaloceanspaces.com%2Fphotos%2Fcmszi02ay02o3yeti1n0jnttb%2F0.jpg)
- ![Photo 2](https://localairegistry.com/api/photo?src=https%3A%2F%2Fseoaesthetic-assets.sfo3.cdn.digitaloceanspaces.com%2Fphotos%2Fcmszi02ay02o3yeti1n0jnttb%2F1.jpg)
- ![Photo 3](https://localairegistry.com/api/photo?src=https%3A%2F%2Fseoaesthetic-assets.sfo3.cdn.digitaloceanspaces.com%2Fphotos%2Fcmszi02ay02o3yeti1n0jnttb%2F2.jpg)
- ![Photo 4](https://localairegistry.com/api/photo?src=https%3A%2F%2Fseoaesthetic-assets.sfo3.cdn.digitaloceanspaces.com%2Fphotos%2Fcmszi02ay02o3yeti1n0jnttb%2F3.jpg)
- ![Photo 5](https://localairegistry.com/api/photo?src=https%3A%2F%2Fseoaesthetic-assets.sfo3.cdn.digitaloceanspaces.com%2Fphotos%2Fcmszi02ay02o3yeti1n0jnttb%2F4.jpg)


## In short

Chase Bank is a bank in San Diego, CA. Its AI Score is 32 of 100, which is poor.

Every fact on this page carries one of three marks: Confirmed (from their website, Google Business Profile, review sites, licensing boards, or measured by Local AI Registry), Visitor submitted (added by a person, with a date and how they know), or AI guess (what AI engines like Gemini, ChatGPT and Perplexity are saying, not confirmed by anyone). Every mark points to a reference at the end of this page.


## Key facts

| Fact | Value |
| --- | --- |
| Type | Bank |
| Address | 4111 Governor Dr, San Diego, CA 92122, USA |
| Hours | Mon to Fri 9 AM to 5 PM · Sat 9 AM to 2 PM · Closed Sun |
| Phone | (858) 453-9383 |
| Owner | Nothing found |
| Rating | 3.4 across 50 reviews on Google |
| Known for | Chase Bank is best known for its strong offerings in auto loans and cash back credit cards, providing customers with valuable financial products that enhance their banking experience. |
| Prices | Nothing found |
| Quietest time | Nothing found |
| Parking | Nothing found |
| Last verified | October 21, 2026, 5:31 PM |


## All the details

Every row is something the owner can add or correct. Each one is marked Confirmed, Visitor submitted or AI guess, with where it came from.

| Group | Fact | Value | Mark | Evidence |
| --- | --- | --- | --- | --- |
| Location info | Address | 4111 Governor Dr, San Diego, CA 92122, USA | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Location info | Description | Visit the University City Chase Bank on 4111 Governor Dr in San Diego, CA for friendly, reliable banking support. From ATM services and cash withdrawals to check deposits and money transfers, our University City team is here to help. Schedule a meeting at this San Diego branch to learn how business banking, home lending, credit cards, auto loans and wealth management services can help achieve your goals. Chase makes banking easy with checking, savings and mobile options. Deposit, credit card and home lending products provided by JPMorgan Chase Bank, N.A. Member FDIC. | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Location info | Hours | Mon to Fri 9:00 AM to 5:00 PM · Sat 9:00 AM to 2:00 PM · Sun Closed | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Location info | Name | Chase Bank | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Location info | Phone | (858) 453-9383 | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Hours | Monday | 9:00 AM to 5:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Hours | Tuesday | 9:00 AM to 5:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Hours | Wednesday | 9:00 AM to 5:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Hours | Thursday | 9:00 AM to 5:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Hours | Friday | 9:00 AM to 5:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Hours | Saturday | 9:00 AM to 2:00 PM | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Hours | Sunday | Closed | Confirmed | Google Business Profile, checked Aug 18, 2026 |
| Services | Service | ATM services | AI guess | Nothing found |
| Services | Service | Auto loans | AI guess | Nothing found |
| Services | Service | Business banking | AI guess | Nothing found |
| Services | Service | Cash withdrawals | AI guess | Nothing found |
| Services | Service | Chase money skills | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Check deposits | AI guess | Nothing found |
| Services | Service | Checking accounts | AI guess | Nothing found |
| Services | Service | Credit cards | AI guess | Nothing found |
| Services | Service | Deposit account agreements | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Digital payments | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Equal housing opportunity | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Explore investing | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Give feedback | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Home lending | AI guess | Nothing found |
| Services | Service | J p morgan | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Jpmorganchase | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Member fdic | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Merchant offers | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Merchant offer soc | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Mobile banking | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Money transfers | AI guess | Nothing found |
| Services | Service | Online banking | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Site map | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Travel inspiration | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Wealth management | AI guess | Nothing found |
| Services | Service | Wire transfer | Confirmed | Business website, checked Sep 19, 2026 |
| Services | Service | Zelle | Confirmed | Business website, checked Sep 19, 2026 |
| Links | Facebook | https://www.facebook.com/chase | Confirmed | Business website, checked Oct 21, 2026 |
| Links | Instagram | https://www.instagram.com/chase | Confirmed | Business website, checked Oct 21, 2026 |
| Links | Website | https://www.chase.com/locator/banking/us/ca/san-diego/4111-governor-dr?jp_cmp=rb%2FLocalListings%2Faff%2Fbranch%2Fna&y_source=1_MjA0MjgyNS03MTUtbG9jYXRpb24ud2Vic2l0ZQ%3D%3D | Confirmed | Google Business Profile, checked Aug 18, 2026 |


## Services and prices

These are the 17 services Chase Bank offers, with the price where we have one and where it came from.

| Service | Price | Price mark | Price evidence | Service mark |
| --- | --- | --- | --- | --- |
| J p morgan |  |  |  | Confirmed |
| Travel inspiration |  |  |  | Confirmed |
| Explore investing |  |  |  | Confirmed |
| Jpmorganchase |  |  |  | Confirmed |
| Wire transfer |  |  |  | Confirmed |
| Give feedback |  |  |  | Confirmed |
| Member fdic |  |  |  | Confirmed |
| Merchant offers |  |  |  | Confirmed |
| Merchant offer soc |  |  |  | Confirmed |
| Zelle |  |  |  | Confirmed |
| Chase money skills |  |  |  | Confirmed |
| Deposit account agreements |  |  |  | Confirmed |
| Digital payments |  |  |  | Confirmed |
| Mobile banking |  |  |  | Confirmed |
| Online banking |  |  |  | Confirmed |
| Site map |  |  |  | Confirmed |
| Equal housing opportunity |  |  |  | Confirmed |


### Known for

Chase Bank is best known for its strong offerings in auto loans and cash back credit cards, providing customers with valuable financial products that enhance their banking experience.


## The team

Nothing found


## Visiting Chase Bank

Address: 4111 Governor Dr, San Diego, CA 92122, USA. Phone: (858) 453-9383. Hours: Mon to Fri 9 AM to 5 PM · Sat 9 AM to 2 PM · Closed Sun. (Confirmed, Google Business Profile, checked August 18, 2026 at 7:54 PM.)


### Location info from Google Business Profile

Business description, written by Chase Bank on its Google Business Profile: "Visit the University City Chase Bank on 4111 Governor Dr in San Diego, CA for friendly, reliable banking support. From ATM services and cash withdrawals to check deposits and money transfers, our University City team is here to help. Schedule a meeting at this San Diego branch to learn how business banking, home lending, credit cards, auto loans and wealth management services can help achieve your goals. Chase makes banking easy with checking, savings and mobile options. Deposit, credit card and home lending products provided by JPMorgan Chase Bank, N.A. Member FDIC."


### When to go

Busy times not read yet, back on Scan Day.


### Parking and getting in

Nothing found


### Nearby

| Place | Type | Distance |
| --- | --- | --- |
| Carl's Jr. | Fast food restaurant | 2 min walk |
| The Coffee Bean & Tea Leaf | Coffee shop | 3 min walk |
| Ramon's Taco Shop | Taco restaurant | 3 min walk |
| Ahi Sushi | Sushi restaurant | 3 min walk |
| Lorna's Italian Kitchen | Italian restaurant | 3 min walk |
| Jersey Mike's Subs | Sandwich shop | 3 min walk |


## Reputation

3.4 average across 50 reviews: Google 25. (Confirmed, read August 18, 2026.)

 (AI guess, from 50 reviews.)


### What people like

- David Miramontes' customer service
- Efficient account setup process
- Helpful staff


### What people do not like

- Long waits for service
- Unresponsive phone support
- Rude staff interactions


### Press

No press story about Chase Bank found yet.


### Awards

None named yet.


### Directories

Listed on 1 of the 21 directories we checked.

| Directory | Listed |
| --- | --- |
| Alignable | Not listed |
| Angi | Not listed |
| Apple Maps | Listed |
| BBB | Not listed |
| Birdeye | Not listed |
| Brownbook | Not listed |
| Chamber of Commerce | Not listed |
| Cylex | Not listed |
| Facebook | Not listed |
| Foursquare | Not listed |
| Hotfrog | Not listed |
| Manta | Not listed |
| MapQuest | Not listed |
| MerchantCircle | Not listed |
| Superpages | Not listed |
| Thumbtack | Not listed |
| Trustpilot | Not listed |
| Tupalo | Not listed |
| Yellowbook | Not listed |
| Yellow Pages | Not listed |
| Yelp | Not listed |


## Recent updates from Chase Bank

Chase Bank hasn't posted an update here yet.


## Questions people ask


### Coffee near Chase Bank on Governor?

No answer yet


### Worth the hype at Chase Bank?

No answer yet


### cheaper than this firm in San Diego without it being sketchy?

No answer yet


### what time does Chase Bank in San Diego actually open?

No answer yet


### Any membership pricing at Chase Bank?

No answer yet


### walking in for a first meeting, what happens

No answer yet


### genuinely, what is good about this one

No answer yet


### do I need to book this firm or can I just turn up?

No answer yet


### is there parking at Chase Bank or is it street only?

No answer yet


### reviews all look glowing, what are the real complaints?

No answer yet


### Anything this firm is known for doing well?

No answer yet


### Does Chase Bank split it over a few months?

No answer yet


### best bank in San Diego

No answer yet


### prices round here, anyone got a number

No answer yet


### last update from here was when?

No answer yet


### torn between Chase Bank and Chase Bank?

No answer yet


### planning a Sunday visit, is that a wasted trip

No answer yet


## What AI gets wrong about Chase Bank

We ask Gemini, ChatGPT and Perplexity about Chase Bank. These are the answers that disagree with the record.

ChatGPT and Gemini, read by Local AI Registry on Oct 21, 2026. ChatGPT and Perplexity via DataForSEO on Oct 21, 2026.

| Fact | What AI says | What the record says |
| --- | --- | --- |
| Address | ChatGPT, read by Local AI Registry on Oct 21, 2026: 8850 Navajo Rd | 4111 Governor Dr, San Diego, CA 92122, USA |


## The AI Score: 32 of 100

The AI Score measures how likely AI engines are to recommend a business, and how accurately. San Diego banks run 25 to 42. Fair starts at 45, good at 65. Chase Bank scores 32, level with the San Diego average. The same method scores every business on the registry.

| Signal | Weight | Score | What it measures | Chase Bank |
| --- | --- | --- | --- | --- |
| Retrieval grounding | 26 | 0 | Whether you appear in the ranked results AI retrieves and cites: AI-Overview citations, organic top-10 for your money queries, and the Bing index ChatGPT leans on. | Poor |
| Off-property attestation | 20 | 39 | Volume and consistency of what others say about you: YouTube mentions, branded web mentions, third-party “best-of” lists. The cause of retrievability. | Poor |
| AI visibility | 14 | 50 | Whether ChatGPT, Gemini, Perplexity, and AI Overviews name you, and whether they name you for the right service. | Named in 13 of 26 answers that recommended anyone. 13 more named nobody, which is not a loss and is not scored. |
| Reviews & response | 12 | 66 | The star average is only one input. We also read volume, velocity, the specificity of review language, and response cadence. Specific reviews are what AI quotes verbatim. | Good |
| Backlink & citation authority | 8 | 70 | Domain authority and editorial quality of the sources that attest to you. | Good |
| Google Business Profile | 8 | 84 | Required and recommended fields; update cadence. The listing AI pulls from first. | Good |
| Speed & mobile | 7 | 24 | Core Web Vitals at the 75th percentile, on a real phone. | Poor |
| Content freshness & schema | 5 | 67 | Crawl recency, intent alignment, valid JSON-LD, canonicals. | Good |

Full method: https://localairegistry.com/methodology


## How AI decides what to tell you about a bank

When you ask ChatGPT, Gemini or Google about a local business, the AI doesn't visit it. It reads what's already written about it: the business's website, its Google Business Profile, review sites, news stories and directories like this one. Then it repeats what those sources agree on.

That's why AI gets small facts wrong. If Yelp says a place is open Mondays and the website says it isn't, the AI has to pick one. The table above shows the answers that disagree with the record today.

The more sources agree, and the more specific they are, the more confidently AI recommends a business. A review that names who helped and what they did tells an AI far more than one that says "great place."


## How to choose a bank in California, with or without AI

A few checks take ten minutes and tell you more than any rating.

- Check that the hours and phone number match on Google, Yelp and the business's own website. Mismatches are how people end up at a locked door.
- Read reviews that name a person and what they did. Vague praise is easy to fake.
- Look for recent reviews and recent posts. A page nobody has touched in a year may not match the business today.
- Ask for the price before you go, and ask what it includes.
- Where the work needs a license, ask whose license it is and look it up with California.


## How to read the marks on this page

- Confirmed (solid circle): from a known source. The business website, its Google Business Profile, review sites like Yelp, Healthgrades and RealSelf, a licensing board, or measured by Local AI Registry.
- Visitor submitted (hollow circle): added or corrected by a person, with the date and how they know, like a phone call or a visit.
- AI guess (hollow triangle): what AI engines are saying right now. Nobody has confirmed it.


## About the author

Steve Lee is the founder and CEO of Local AI Registry and sets its editorial standards. He is a former Google executive in Search and a former Microsoft executive, with more than 20 years in digital: search, local discovery, and how people find businesses online. He is based in Irvine.

- Expertise: search at Google and Microsoft, AI search, answer engine optimization, generative engine optimization, local SEO, structured data and entity mapping.
- Industry: medical aesthetics, injectables, med spa operations and marketing.
- Disclosure: Local AI Registry sells services to business owners, including Chase Bank if it claims this page. That does not change what this page says. Every fact carries its source.


## Entity map

Every person, place, organization and treatment named on this page, with a stable ID and a public reference. The JSON-LD below connects them to each other.

| Entity | Type | ID on this page | Same as | Relationship to Chase Bank |
| --- | --- | --- | --- | --- |
| Chase Bank | LocalBusiness | #business | https://www.chase.com/locator/banking/us/ca/san-diego/4111-governor-dr?jp_cmp=rb%2FLocalListings%2Faff%2Fbranch%2Fna&y_source=1_MjA0MjgyNS03MTUtbG9jYXRpb24ud2Vic2l0ZQ%3D%3D | Subject of this page |
| San Diego, California | City | #city | Nothing found | City Chase Bank is in |
| Local AI Registry | Organization | #publisher | https://localairegistry.com | Publisher of this page |
| Steve Lee | Person | #author | https://localairegistry.com/team | Author of this page |


## Topical map

Where this page sits in the registry. It's one profile among the banks in San Diego, linked to the lists and towns around it.


### Lists

- Best banks in San Diego: https://localairegistry.com/leaderboards/ca/san-diego/bank
- Best businesses in San Diego: https://localairegistry.com/leaderboards/ca/san-diego


### Nearby

- /los-angeles: https://localairegistry.com/leaderboards/ca/los-angeles
- /san-francisco: https://localairegistry.com/leaderboards/ca/san-francisco
- /san-jose: https://localairegistry.com/leaderboards/ca/san-jose
- /irvine: https://localairegistry.com/leaderboards/ca/irvine
- /fresno: https://localairegistry.com/leaderboards/ca/fresno
- /palo-alto: https://localairegistry.com/leaderboards/ca/palo-alto


### Every list

- Every leaderboard in California: https://localairegistry.com/leaderboards/ca


## Frequently asked questions


### What is AI search optimization for local business?

Getting a business named when a neighbor asks ChatGPT, Gemini, or Perplexity for a recommendation. Some call it AI SEO, some call it generative engine optimization. Traditional SEO fights for ten blue links; this fights for the one answer an assistant says out loud. The AI Score on this page measures the eight signals that drive it.


### What is Local AI Registry?

The public record of how AI sees local business. We score every business we list by one published method, we keep the questions people ask about it in one place, and we never sell rank. Looking up any business here is free.


### How does this page help a business get recommended by AI?

Assistants read public pages before they answer. This one states what the business does, what people ask about it, and what the Record answers, in one place a machine can read. Correcting what is wrong here changes what an assistant repeats next.


### Who writes the answers here?

Registry AI writes the first answer under every question, from the Record and the public sources named beneath it. Neighbors write the rest under pseudonyms. A registered owner can reply as the business, and their reply says so.


### I own Chase Bank. How do I fix something or rank higher?

Register the page. It is free, it takes about five minutes, and it lets you correct the Record and reply as the business. Nothing on this page is for sale, so the only thing that moves the score is the work.


## References


### Sources cited

- [1] Google Business Profile, https://www.google.com/maps/place/?q=place_id:ChIJ586ZdcEA3IAR5k9g1GkKY00 (accessed Aug 18, 2026)
- [2] chase.com, https://www.chase.com/personal/zelle (accessed Sep 19, 2026)
- [3] chase.com, https://www.chase.com/locator/banking/us/ca/san-diego/4111-governor-dr?jp_cmp=rb%2FLocalListings%2Faff%2Fbranch%2Fna (accessed Sep 19, 2026)
- [4] chase.com, https://www.chase.com/personal/merchant-offers (accessed Sep 19, 2026)
- [5] chase.com, https://www.chase.com/personal/merchant-offer-soc (accessed Sep 19, 2026)
- [6] chase.com, https://www.chase.com/digital/mobile-banking (accessed Sep 19, 2026)
- [7] chase.com, https://www.chase.com/digital/online-banking (accessed Sep 19, 2026)
- [8] chase.com, https://www.chase.com/digital/resources/sitemap (accessed Sep 19, 2026)
- [9] chase.com, https://www.chase.com/travel/guide (accessed Sep 19, 2026)
- [10] chase.com, https://www.chase.com/digital/wire-transfer (accessed Sep 19, 2026)
- [11] chase.com, https://www.chase.com/personal/financial-goals (accessed Sep 19, 2026)
- [12] chase.com, https://www.chase.com/personal/branch-disclosures (accessed Sep 19, 2026)
- [13] chase.com, https://www.chase.com/digital/digital-payments (accessed Sep 19, 2026)
- [14] chase.com, https://www.chase.com/personal/investments (accessed Sep 19, 2026)
- [15] AI engine output: ChatGPT and Gemini, read by Local AI Registry on Oct 21, 2026; ChatGPT and Perplexity via DataForSEO on Oct 21, 2026, https://localairegistry.com/methodology (accessed Sep 19, 2026)
- [16] chase.com, https://www.chase.com/locator/banking/us/ca/san-diego/4111-governor-dr?jp_cmp=rb%2FLocalListings%2Faff%2Fbranch%2Fna&y_source=1_MjA0MjgyNS03MTUtbG9jYXRpb24ud2Vic2l0ZQ%3D%3D (accessed Oct 21, 2026)